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Straightforward cover to help protect your lifestyle

  • Designed for all Australian residents aged between 18 and 59
  • Depending upon your age, you can apply for between $50,000 and $750,000 cover
  • Your chosen benefit is paid to you if you suffer a defined serious illness – such as cancer, stroke, heart attack or coronary artery by pass surgery
  • You can spend the benefit as you wish
  • Cover starts from just $2.30 per week for $50,000 benefit
  • Your cover level will not decrease, regardless of changes to your health or pastimes
  • Single or joint cover options
  • Cover 24/7, worldwide
  • Flexible payment options – monthly or fortnightly with deductions on the day of your choice
  • No medical or blood test required
  • Guaranteed renewable to age 65
  • Easy over-the-phone application, no complicated forms to fill out
  • 30 day cooling off period

What is Serious Illness Cover?

Serious Illness Cover pays a lump sum benefit to you in the event that you are diagnosed with a listed medical condition. Get Quote

You can also add your Serious Illness cover to your Family Life Cover Policy, so you can save on premiums.

Why do I need Serious Illness Cover?

Thanks to advances in medical technology, these days most of us recover from serious illnesses. However the impact on your finances can be devastating. Serious Illness Cover can help smooth the way to recovery by providing a lump sum that you could use to cover everyday expenses, or help cover rehabilitation expenses. Get Quote

Serious Illness Cover is issued by St Andrew's Life Insurance Pty Ltd ABN 98 105 176 243 AFSL 281731 (St Andrew's). You should consider the Product Disclosure Statement (PDS) before making a purchase decision.

Apply now

No medical tests are required. Simply call 1300 37 7325 and we’ll take your application over the phone.