To talk about life with a real person call 1300 37 7325

No nonsense life insurance protection for the over 50’s

  • Guaranteed acceptance for Australian residents aged between 50 and 74
  • Your chosen life insurance benefit is paid in the event of your death by natural causes – up to $15,000 (after the first 12 months)
  • Triple benefit paid in the event of accidental death – up to $45,000 (from day 1)
  • Starts from just $4.45 per week for $5,000 cover
  • Premium doesn’t increase as you get older
  • Benefits stay the same
  • Single or family cover options
  • Cover for your dependant children under age 21
  • No limit on the number of dependant children insured on your policy
  • Cover 24/7, worldwide
  • Flexible payment options – monthly or fortnightly with deductions on the day of your choice
  • No medical or blood test required
  • Premiums stop at age 90 and cover continues for life
  • Easy over-the-phone application, no complicated forms to fill out
  • 30 day cooling off period

What is Silver Life Cover?

Silver Life Cover is affordable life insurance designed especially for those aged 50 plus. You can tailor the benefit amount to suit your needs and budget. Once your cover is in place, only you can cancel your plan, and your premium will stay the same, regardless of changes to your health, pastimes or age.

Why do I need Silver Life Cover?

Whilst your kids may have “flown the nest” and your mortgage is paid off, it doesn’t mean that your savings will take care of whatever lies ahead. The cash payout is paid to your beneficiaries without delay, and can be used to pay off outstanding debts, or even cover your funeral costs.

Guaranteed acceptance for Australians aged between 50 and 74

If you are aged between 50 and 74 your acceptance is guaranteed without the need for a medical, and absolutely no health questions will be asked of you.

Silver Life Cover is issued by St Andrew's Life Insurance Pty Ltd
ABN 98 105 176 243 AFSL 281731 (St Andrew's). You should consider the Product Disclosure Statement (PDS) before making a purchase decision.

Apply now

Simply call 1300 37 7325 and we’ll take your application over the phone. Alternatively you can download an application form and return it to Customer Service, Reply Paid 1679, Crows Nest NSW 1585. Get Quote